Consultant Zone

Raising standards in
governance, risk and compliance

A leading provider of independent reviews across Europe

Rockstead was established in 2008, to provide a range of services to businesses involved in financial services as well as other regulated and non-regulated sectors.

We operate across the UK and Europe, and have established a reputation for independent, transparent reporting, based on our ‘tell it as we see it’ philosophy.

In 2019, we gained FSQS approval confirming our own best practices.  This endorsement reflects our passion for raising standards.

Our clients include: investment and retail banks, building societies, hedge funds, private equity companies, non-bank lenders, funders, originators, investors, asset managers, third party servicers, insurance companies and pension funds.

Market sectors supported include: residential mortgages, later life lending, commercial mortgages, bridging finance, development finance, motor finance, asset finance, buy now pay later, consumer finance and credit cards.

To find out more or to discuss your specific requirements, please get in touch.

Examples of what we do - for wider definitions contact us


Assessment of processes and structures, policies and decision making frameworks

Risk Reviews

Identification, assessment, mitigation, monitoring and reporting


Assessment of regulatory and legal compliance against standards and best practice

Due Diligence

Portfolio reviews (vendor or purchaser), securitisations and book trades including; land registry searches and property revaluations

Agreed Upon Procedures

Data verification and assessment of loan level data

Policy & Operational Reviews

Design, implement and/or review policies, procedures and controls


Independent assessment of decision making processes at origination and throughout the life of a loan

Funder Reviews

Independent oversight for funders including forward flow arrangements

Staffing Services

Short or medium term placements to resolve work force needs

Consultancy Services

Helping clients by providing specialised expertise and support

Third Party Supplier Oversight

Assess and monitor the performance of external suppliers

Arrears, Collections & Recoveries

Monitoring and review of arrears, collections and recoveries processes and decision making

What differentiates us:

  • Wide range of services delivered by experienced subject matter experts

  • Strong client relationships, built through our consultative approach

  • Bespoke, quality outputs based on client needs 

  • Ability to respond quickly to rapidly changing markets and risks

  • Trusted by global brands

Rockstead established

Founded in 2008 by Brian Pitt and Richard Gater.

Offices opened in High Wycombe

Moved into larger premises to accommodate operational expansion. 

Joined CML as Associate members

Joined the Council of Mortgage Lenders (now UK Finance) as Associate members, strengthening industry presence.

Established Irish subsidiary

Set up operations in Ireland, broadening international reach.

Recruited 30th staff member

Demonstrating our market leading position.

Established Yabber Global

Expanded services globally with the establishment of Yabber Global.

Awarded FSQS accreditation

Achieved significant independent endorsement of our professional standards.

Expanded office premises

Accommodating continuous growth. 

Strengthened executive team

Supporting growth and succession planning.

Joined Equity Release Council

Providing market leading independent oversight to the later life lending market.

News & Insights

Another FCA warning shot

Another FCA warning shot

The most recent FCA ‘strategy letter’ on consumer lending is one of…

Regulators warnings on debt collection

Regulators warnings on debt collection

A quartet of regulators, FCA, Ofgem, Ofwat and Ofcom have recently reaffirmed…

Closed books and Consumer Duty

Closed books and Consumer Duty

In a recent speech, the FCA warned firms to focus on providing…