Our news stories can be in the form of e-shots, ‘white papers’ or social media commentary, but we will not comment on trivial matters – you will not see us mentioning on what type of coffee we are drinking whilst waiting for a train! You can catch up on our previous commentaries below.
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Oversight of lenders by funders
The wholesale funding constraints which have affected the mortgage industry for over seven years are now starting to “thaw” rapidly. This is a result of more appetite for asset backed…
Data: An Asset or a Liability?
Over the course of the last 5 years, we have seen numerous examples where data integrity issues have resulted in delays in the transfer of loan portfolios and in some…
The importance of supplier Due Diligence
There have been a number of mortgage and loan book trades over the past 6 months, with more on the horizon as a more favourable funding environment appears for new…
Rockstead appoints Managing Director Ireland
Rockstead UK, the expanding due diligence and audit business, has appointed David Guinane as its Country Managing Director in Ireland. Guinane, who has vast experience of the lending market, is…
Mortgage Market Review – behind the headlines
FCA review Over a month has now elapsed since the implementation of MMR and the news headlines are proving interesting. The national press is concentrating on how intrusive the information…
Mortgage Market Review – behind the headlines
Formal testing of the MMR process In the same way that Mortgage Regulation Day in 2004 was not simply a one day wonder; the same will apply to the launch…
Mortgage Market Review – behind the headlines
Transitional and contract variations For our second commentary on the detail behind the MMR, looking at the less obvious effects on lenders, home finance providers or loan administrators, we are…
Mortgage Market Review – behind the headlines
The reporting implications This is the first of our commentaries on the detail behind the MMR, designed to highlight the less obvious effects on lenders, home finance providers or loan…
Rockstead sponsors IBF conference in Dublin and presents on market opportunities
Rockstead was delighted to sponsor The Irish Banking Federation (IBF) conference in Dublin last week, which focussed on the housing and mortgage market in Ireland and brought together a number…
More regulatory pressure on lenders
Although it was only last month we commented on the Mortgage Market Review (MMR) implementation, it is important to remember that 2014 will see more FCA policy initiatives involving retail…
The clock is ticking towards implementation
The FCA has recently released the results of a comprehensive survey carried out on 5400 firms, attempting to ascertain how ready they are for MMR implementation in April 2014. Completion…
Taking the initiative with Staffing Solutions
We have commented on the need for staffing solutions in a previous update and we have had a lot of positive reaction from customers enquiring about how we can help.…
Ireland Seminar Invitation – 21st November 2013
The Divestment and Acquisition of Residential Mortgage Loans in Ireland We are delighted to invite you to attend a complimentary seminar on Thursday 21st November 2013 at The Gandon Suite,…
Trust v Verification
There is high trust factor involved when you work with different Master Servicers in different jurisdictions. It is very common in the industry to reach agreements with a “Skin in…
Selecting and monitoring your third party suppliers – a case study
We have previously reported on the importance of carrying out due diligence on suppliers. Behind any well-presented “sales pitch” by suppliers is the seemingly obvious need to ensure that your…
Lenders under pressure?
The Central Bank of Ireland (CBI) recently published results for 2012 and preliminary data for the first quarter of 2013, which showed a lower growth rate than expected and suggested…
