Reputational Risk

Reputational risk is a hidden danger that can pose a threat to a company resulting in lost revenue or increased costs. At its most destructive it can wipe out millions of pounds in market capitalisation and can result in significant changes to the management structure. Arguably a lot of problems can be mitigated by strong […]

Back to basics with loan data

As the only truly independent due diligence provider in Ireland, we have been involved in most of the loan sales activity over the last four years. Our involvement has included data, compliance and process reviews as well as full due diligence exercises, but we remain to be convinced that companies selling loan portfolios are managing […]

Countdown to MCD – ready on all fronts?

Suddenly, the implementation of the Mortgage Credit Directive (MCD) on the 21st March 2016 doesn’t seem far away.  Amongst all the commentary on the rights and wrongs of the upcoming changes, it is sometimes difficult to remember the purpose of the legislation, which is to introduce a European framework of conduct rules designed to encourage […]

Mortgage Fraud – the threat grows

The mortgage market continues to stabilise, with 2015 gross lending numbers estimated at £220.3bn, an 8% increase on 2014’s total of £203.3bn. With the Bank of England stating that a rise in interest rates is not on the cards for the foreseeable future, lending volumes will continue to increase with solutions in traditional, complex and […]