We provide market updates on important issues to key figures in the industry on different topics, but all related to our activities throughout Europe. We cover hot news stories and give our honest opinion on developments, threats and opportunities.
Our articles can be in the form of e-shots, ‘white papers’ or social media commentary, but we will not comment on trivial matters – you will not see us commenting on what type of coffee we are drinking whilst waiting for a train! You can catch up on our previous commentaries by looking at the archive below.
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In our blogs, we have often pointed out that PRA observations about one business sector are often highly relevant to other regulated areas. The recent ‘Dear Directors’ letters to credit unions providing their annual assessment of the challenges facing those businesses is a good example. Not surprisingly the letters include an assessment of post COVID […]
Around this time of year, the FCA usually issues two significant, interlinked, documents. This year is no different as their business plan and perimeter report were both announced at the end of October. As always, they are packed full of nuggets and both reference FCA directional thinking, so there is plenty for risk professionals to […]
Many firms have been remote working for 20 months now. It is a testament to operational resilience plans that so many businesses were able to switch from office-based models to working from home in such a short time. As the world returns to pre-pandemic norms, many firms are grappling with the challenges of hybrid working. […]
We were delighted to attend the Global ABS conference in London last month with our sister company Yabber Global. It was great to hold face to face conversations with our existing clients and potential new ones. We had some wide-ranging chats; so much easier than virtual meetings which in hindsight now appear to be too […]
The importance of securitisations for challenger and non-bank lenders is well known and has been the subject of much of our commentary this year. There are number of sessions where the subject will be debated at this year’s Global ABS being held in London on 27 and 28 September 2021. We are exhibiting there – […]
Chief Risk Officers, and those with compliance oversight responsibilities, often use regulator consultation papers [‘CP’] as useful documents to plan for and get ahead of the game in respect of a regulator’s direction of travel. CP 10/21 is no exception, as it sets out the PRA’s future thinking on the implementation of the Basel standards […]
The recent positive news that a UK specialist lender has completed a £350m mortgage securitisation is a welcome fillip for the RMBS industry. In a further boost, a separate transaction of £425m from a different lender followed within days. We understand both transactions were oversubscribed across the tranches, allowing the lenders to price senior notes […]
While the Government’s Bounce Back Loan Scheme (‘BBLS’) and Coronavirus Business Interruption Loan Scheme (‘CBILS’) may have closed, they have been replaced by another loan scheme, also designed to provide financial support to UK businesses, named the Recovery Loan Scheme (‘RLS’). Like the previous schemes, the RLS is initially available through several lenders accredited by […]