News & Insights

We cover hot news stories and give our honest opinion on developments, risks and opportunities.

 

Our news stories can be in the form of e-shots, ‘white papers’ or social media commentary, but we will not comment on trivial matters – you will not see us mentioning on what type of coffee we are drinking whilst waiting for a train! You can catch up on our previous commentaries below.

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Unsecured Lending Portfolios


The appetite for purchasing unsecured portfolios such as car loans and personal loans is growing, relative to mortgage loans. One reason for this is simply that investors are finding it…

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Challenger banks and financial crime controls

Challenger banks and financial crime controls


The FCA has recently announced the results of its review of challenger banks anti-fraud processes and controls. It undertook an extensive research programme that included over 50% of relevant firms…

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Buy now pay later products and RMBS concerns

Buy now pay later products and RMBS concerns


The change in approach and increased level of anxiety regarding BNPL schemes is increasing. So why are RMBS investors becoming progressively more concerned? 1) The HM Treasury consultation on the…

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ESG mortgages, FCA ups the stakes!

ESG mortgages, FCA ups the stakes!


In our last blog we focused on the fact that RMBS investors are genuinely becoming more ESG focused.  This is partly because of the premium that underpins a green transaction…

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